Protect Your Drive: Understanding Key Replacement Plans

What is a Key Replacement Plan?

In today's advanced vehicles, keys are no longer simple metal cutouts. They are sophisticated electronic devices, often called key fobs, that are expensive to replace or reprogram. A Key Replacement Plan is a protection product designed to cover the high costs associated with losing, damaging, or having your vehicle's key fob stolen.

• Covers replacement costs for lost key fobs
• Protects against expenses for stolen key fobs
• Includes repair or replacement for damaged key fobs
• Reduces out-of-pocket costs for advanced key technology

Why You Need a Key Replacement Plan

Modern vehicle keys are complex pieces of technology, often integrating with your car's security, ignition, and remote start systems. Replacing a single key fob can cost hundreds, sometimes thousands, of dollars. A Key Replacement Plan offers peace of mind and significant financial protection.

• Avoids high replacement costs (often $300 - $1000+ per key)
• Covers expensive reprogramming and cutting fees
• Provides roadside assistance benefits (in many plans)
• Protects against unexpected financial burdens
• Ensures you always have access to your vehicle

Key Replacement Plan Coverages and Benefits

Our Key Replacement Plans are designed to offer comprehensive protection for your vehicle's essential entry and ignition devices. From simple loss to complex reprogramming, we've got you covered.

• Replacement of lost key fobs
• Replacement of stolen key fobs
• Replacement of damaged key fobs
• Reprogramming of new or existing key fobs
• Towing assistance
• Rental car reimbursement
• Lockout assistance

Comparing Our Key Replacement Products

We offer a range of Key Replacement Plans to suit different needs and budgets. Review the comparison below to find the plan that provides the right level of protection for you and your vehicle.

• Varying coverage limits for key replacement
• Different levels of additional benefits (e.g., roadside, rental)
• Option for single or multi-key coverage

Frequently Asked Questions

• What is covered if my key fob is stolen?

  If your key fob is stolen, your Key Replacement Plan will cover the cost of a new key fob, including its programming and any necessary physical key cutting, up to your plan's coverage limit.

• Does this plan cover all types of car keys?

  Our plans are designed to cover most modern electronic key fobs, transponder keys, and smart keys. However, older, non-electronic keys may not be covered, and some luxury or exotic car keys might have specific limitations. Always check your plan details for exact coverage.

• Is there a deductible for replacing a key fob?

  Some plans may have a small deductible per incident, while others offer $0 deductible coverage. This varies by the specific plan you choose, as detailed in our comparison table and your contract.

• What if I lock my keys inside my car?

  Many of our Key Replacement Plans, particularly Enhanced and Premium, include lockout assistance as a benefit. This means we'll dispatch a service to help you gain entry to your vehicle.

• How long does it take to get a replacement key fob?

  The time required to get a replacement key fob can vary based on your vehicle make and model, and the availability of parts. Typically, it can range from a few hours to several days. Some plans offer rental car reimbursement during this waiting period.

• Can I get coverage for multiple key fobs for the same vehicle?

  Yes, our Enhanced and Premium plans often include multi-key coverage, protecting all standard key fobs associated with your covered vehicle. Basic plans may offer this as an optional add-on.